Business Overheads Cover

Business overheads insurance reimburses you for eligible business overheads if you’re unable to work due to sickness or injury. It’s suitable for people, such as small business owners, whose business cash flow is largely generated by their personal efforts.

Why do I need it?

If you, as the business owner, are not able to work the bills keep coming in. Business overheads cover is insurance that covers the regular fixed operating expenses of your business if you can’t work due to sickness or injury.

Who will receive the money?

The money is paid to the insured person and they decide what to do with it.

How much do I need?

Talking to your Bluefin financial planner to do a proper assessment of your wealth protection needs is a good idea. Business overheads cover will cover the fixed expenses of a business that keep coming in when you can’t work.

What if my circumstances change?

As your life changes so do your insurance needs. There are particular points in business where you’ll find that your financial responsibilities increase. It’s important at these times to review your cover. Your Bluefin financial planner will do a regular review with you to assist you with any changes to your circumstances.